Get approved for your next powersports vehicle — every credit type welcome — and shop the RideMarket marketplace.
Run your whole store on one platform — free tools, a complete powersports DMS, and an embedded finance team.
RideFirst Finance specializes in getting bad credit, no credit, and rebuilding credit customers approved for motorcycles, ATVs, dirt bikes, side-by-sides, snowmobiles, and more across Canada.
No dealership runaround. No embarrassing in-person credit checks. Just a straightforward path to your next ride.
Fill out our 3-minute application. No SIN number, no hard credit pull just to start. Tell us what you want to ride and your budget.
We submit your file to our lender network. We work with lenders who specialize in non-prime and subprime financing across Canada.
Once approved, we source your vehicle from Facebook Marketplace, Kijiji, and dealer networks — finding the best deal for you.
Documents signed, financing funded. Your unit gets delivered or you pick it up. Start building your credit with every payment.
From commuter bikes to weekend warriors — we finance all powersports categories across Canada.
Traditional dealerships and banks reject thousands of Canadians every year. We exist to change that.
We work exclusively with lenders who understand non-prime and subprime financing — giving you a real shot at approval others can't offer.
You don't need to find the unit first. We shop Facebook Marketplace, Kijiji, and dealers to find you the best deal once you're approved.
Every on-time payment helps rebuild your credit score. This isn't just a loan — it's a step toward better financial health.
No call centres. No bots. You'll work directly with our team who will guide you through every step of the process.
"I had a bankruptcy on my record and every dealership turned me down. RideFirst got me approved for my ATV in less than 48 hours. I couldn't believe it."
"First-time buyer, zero credit history. They walked me through everything and found me a great deal on a dirt bike I actually wanted."
We've seen it all — and we have a path forward for every situation.
Collections, missed payments, late history — we work with lenders who look beyond your score at your current ability to pay. A low number doesn't mean automatic rejection here.
Score 300–599 · We Can HelpNew to Canada? Young first-time buyer? No credit history is actually easier to work with than bad credit. This financing can become the foundation you need.
No History · Great Starting PointComing out of bankruptcy, consumer proposal, or just looking to rebuild? A powersports loan with consistent payments is one of the best tools for credit recovery.
Rebuilding · Perfect Tool For ItWhere Canada buys, sells & rides powersports. Browse units from dealers and private sellers across the country — and finance any unit, with all credit welcome.
Apply in 3 minutes. No SIN required. No hard credit pull to start.
All credit types considered — bad credit, no credit, rebuilding credit.
🔒 Secure portal · Your information is protected · 100% free to apply
RideFirst gives dealers free, ready-to-use tools and a complete powersports DMS — inventory, leads, deal jackets, F&I and service — plus an embedded finance team that works your own lender relationships.
A full suite of practical tools you can use right now — no account, no commitment. The same professional tooling that powers the full RideFirst platform.
Not a car-dealer system bolted onto powersports. Purpose-built for how powersports stores actually run — from first inquiry to funded deal to service bay.
RideFirst isn't a competing lender. We bring an experienced F&I desk that submits to your existing lender relationships on your dealer track — turning more of your leads into funded, profitable deals.
Send us your finance-needy customers and your inventory. Keep selling the way you already do.
Our F&I team structures and submits to your lenders, chases approvals, and packages the deal jacket.
You fund more units and keep your front-end. We share in the back-end we help create. No long-term contract.
Start with the free tools today — no login, no commitment.
When you're ready, talk to us about the full platform and partnership.
🔒 Free dealer tools · No per-seat fees · Built for Canadian powersports